/* ==========================================================================
   MazurekFinanse — Brand: Red #E31E24, White, Dark
   ========================================================================== */

:root {
  --red: #E31E24;
  --red-dark: #B8181D;
  --red-light: #FF3B42;
  --red-glow: rgba(227, 30, 36, 0.35);
  --black: #0A0A0A;
  --dark: #111111;
  --dark-2: #1A1A1A;
  --dark-3: #252525;
  --gray: #6B7280;
  --gray-light: #9CA3AF;
  --white: #FFFFFF;
  --off-white: #F8F8F8;
  --border: rgba(255,255,255,0.08);
  --shadow: 0 4px 24px rgba(0,0,0,0.12);
  --shadow-lg: 0 20px 60px rgba(0,0,0,0.2);
  --radius: 16px;
  --radius-sm: 10px;
  --font: 'Inter', system-ui, -apple-system, sans-serif;
  --header-h: 68px;
  --transition: 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html {
  scroll-behavior: smooth;
  -webkit-text-size-adjust: 100%;
}

body {
  font-family: var(--font);
  font-size: 16px;
  line-height: 1.6;
  color: var(--dark-3);
  background: var(--white);
  overflow-x: hidden;
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; height: auto; display: block; }
a { color: var(--red); text-decoration: none; transition: color var(--transition); }
a:hover { color: var(--red-dark); }
ul { list-style: none; }

.container {
  width: 100%;
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 20px;
}

.skip-link {
  position: absolute;
  top: -100px;
  left: 0;
  background: var(--red);
  color: var(--white);
  padding: 8px 16px;
  z-index: 9999;
}
.skip-link:focus { top: 0; }

/* ---- HEADER ---- */
.site-header {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 1000;
  height: var(--header-h);
  background: rgba(10, 10, 10, 0.85);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  border-bottom: 1px solid var(--border);
  transition: background var(--transition), box-shadow var(--transition);
}

.site-header.is-scrolled {
  background: rgba(10, 10, 10, 0.97);
  box-shadow: 0 4px 30px rgba(0,0,0,0.3);
}

.site-header__inner {
  display: grid;
  grid-template-columns: auto 1fr auto;
  align-items: center;
  height: var(--header-h);
  gap: 20px;
}

.site-logo {
  display: flex;
  align-items: center;
  flex-shrink: 0;
  cursor: pointer;
  transition: transform var(--transition), opacity var(--transition);
}
.site-logo--home:hover {
  transform: scale(1.03);
  opacity: 0.92;
}
.site-logo--home:focus-visible {
  outline: 2px solid var(--red);
  outline-offset: 4px;
  border-radius: 8px;
}

.site-nav {
  display: flex;
  justify-content: center;
  min-width: 0;
}

.site-logo__img,
.custom-logo-link img {
  height: 44px;
  width: auto;
  object-fit: contain;
}

.site-nav__list {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 2px;
  margin: 0;
  padding: 0;
}

.site-nav__list > li {
  display: flex;
  align-items: center;
}

.site-nav__link {
  position: relative;
  display: inline-flex;
  align-items: center;
  height: 40px;
  padding: 0 11px;
  color: rgba(255,255,255,0.88);
  font-size: 13px;
  font-weight: 500;
  letter-spacing: 0.01em;
  white-space: nowrap;
  transition: color var(--transition);
}

.site-nav__link::after {
  content: '';
  position: absolute;
  left: 16px;
  right: 16px;
  bottom: 6px;
  height: 2px;
  background: var(--red);
  border-radius: 2px;
  transform: scaleX(0);
  transition: transform var(--transition);
}

.site-nav__link:hover {
  color: var(--white);
}

.site-nav__link:hover::after,
.site-nav__list .is-active .site-nav__link::after,
.site-nav__list .current-menu-item .site-nav__link::after {
  transform: scaleX(1);
}

.site-nav__list .is-active .site-nav__link,
.site-nav__list .current-menu-item .site-nav__link {
  color: var(--white);
}

.site-header__actions {
  display: flex;
  align-items: center;
  justify-content: flex-end;
  gap: 10px;
  flex-shrink: 0;
}

.site-header__contact-btn {
  display: none;
  align-items: center;
  gap: 8px;
  height: 40px;
  padding: 0 14px;
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: 50px;
  color: var(--white);
  cursor: pointer;
  font-size: 14px;
  font-weight: 600;
  transition: background var(--transition), border-color var(--transition);
}

.site-header__contact-btn:hover {
  background: rgba(227,30,36,0.12);
  border-color: rgba(227,30,36,0.35);
}

.site-header__phone { color: var(--red-light); }

.site-header__contact-dropdown {
  position: relative;
}

.contact-dropdown {
  position: absolute;
  top: calc(100% + 10px);
  right: 0;
  z-index: 1100;
  min-width: 260px;
  padding: 18px;
  display: flex;
  flex-direction: column;
  gap: 12px;
  background: rgba(22, 22, 22, 0.92);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: var(--radius);
  box-shadow: 0 20px 50px rgba(0,0,0,0.45);
  opacity: 0;
  visibility: hidden;
  transform: translateY(-8px);
  pointer-events: none;
  transition: opacity 0.25s ease, transform 0.25s ease, visibility 0.25s;
}

.contact-dropdown.is-open {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
  pointer-events: auto;
}

.contact-dropdown__item {
  display: block;
  color: var(--white);
  padding: 10px 12px;
  border-radius: var(--radius-sm);
  transition: background var(--transition);
}
.contact-dropdown__item:hover {
  background: rgba(227,30,36,0.12);
  color: var(--white);
}
.contact-dropdown__item strong {
  display: block;
  font-size: 12px;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: var(--gray-light);
  margin-bottom: 2px;
}
.contact-dropdown__item span {
  font-size: 15px;
  font-weight: 600;
}

.btn--gradient {
  background: linear-gradient(135deg, var(--red) 0%, var(--red-dark) 100%);
  border: none;
  width: 100%;
  justify-content: center;
}

/* Social links */
.social-links {
  display: flex;
  align-items: center;
  gap: 8px;
}
.social-links__item {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: rgba(255,255,255,0.85);
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(255,255,255,0.08);
  transition: transform var(--transition), background var(--transition), color var(--transition);
}
.social-links__item:hover {
  transform: translateY(-2px);
  background: var(--red);
  color: var(--white);
  border-color: var(--red);
}
.social-links--header { display: none; }
.social-links--footer { margin-top: 16px; }
.social-links--footer .social-links__item {
  width: 40px;
  height: 40px;
}
.social-links--cta { margin-top: 20px; }
.social-links--cta .social-links__item {
  background: rgba(255,255,255,0.08);
}
.social-links--contact {
  justify-content: flex-start;
  margin: 8px 0;
}

.nav-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 8px;
}
.nav-toggle span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--white);
  border-radius: 2px;
  transition: var(--transition);
}

/* ---- BUTTONS ---- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  font-family: var(--font);
  font-weight: 600;
  font-size: 15px;
  padding: 12px 24px;
  border-radius: 50px;
  border: 2px solid transparent;
  cursor: pointer;
  transition: all var(--transition);
  text-align: center;
  white-space: nowrap;
}

.btn--primary {
  background: var(--red);
  color: var(--white);
  border-color: var(--red);
  box-shadow: 0 4px 20px var(--red-glow);
}
.btn--primary:hover {
  background: var(--red-dark);
  border-color: var(--red-dark);
  color: var(--white);
  transform: translateY(-2px);
  box-shadow: 0 8px 30px var(--red-glow);
}

.btn--outline {
  background: transparent;
  color: var(--white);
  border-color: rgba(255,255,255,0.3);
}
.btn--outline:hover {
  border-color: var(--white);
  background: rgba(255,255,255,0.08);
  color: var(--white);
}

.btn--white {
  background: var(--white);
  color: var(--red);
  border-color: var(--white);
}
.btn--white:hover { background: var(--off-white); color: var(--red-dark); }

.btn--whatsapp {
  background: #25D366;
  color: var(--white);
  border-color: #25D366;
  width: 100%;
}

.btn--lg { padding: 16px 32px; font-size: 16px; }
.btn--sm { padding: 8px 18px; font-size: 13px; }
.btn--header { display: none; }

.btn--pulse {
  animation: pulse 2.5s ease-in-out infinite;
}
@keyframes pulse {
  0%, 100% { box-shadow: 0 4px 20px var(--red-glow); }
  50% { box-shadow: 0 4px 40px rgba(227,30,36,0.55); }
}

.mf-cta.btn--primary:hover,
.btn--primary.mf-cta:hover {
  animation: cta-hover-pulse 0.6s ease;
}
@keyframes cta-hover-pulse {
  0% { transform: translateY(-2px) scale(1); }
  50% { transform: translateY(-3px) scale(1.02); }
  100% { transform: translateY(-2px) scale(1); }
}

#kontakt {
  scroll-margin-top: calc(var(--header-h) + 24px);
}

.offer__card {
  display: flex;
  flex-direction: column;
  padding: 0;
  overflow: hidden;
}
.offer__card-main {
  flex: 1;
  padding: 28px;
  color: inherit;
  text-decoration: none;
}
.offer__card-main:hover { color: inherit; }
.offer__card-cta {
  display: block;
  padding: 14px 28px;
  font-weight: 600;
  font-size: 14px;
  color: var(--red);
  border-top: 1px solid rgba(0,0,0,0.06);
  transition: background var(--transition), color var(--transition);
}
.offer__card-cta:hover {
  background: rgba(227,30,36,0.06);
  color: var(--red-dark);
}

.cta-section__lead { color: var(--gray-light); margin-bottom: 24px; }

.contact-page {
  grid-template-columns: 1fr 1.1fr;
  align-items: start;
}
.contact-page__map-col { min-width: 0; }

.site-nav__mobile-extras {
  display: none;
}

.btn__loader {
  width: 20px;
  height: 20px;
  border: 2px solid rgba(255,255,255,0.3);
  border-top-color: var(--white);
  border-radius: 50%;
  animation: spin 0.7s linear infinite;
}
@keyframes spin { to { transform: rotate(360deg); } }

/* ---- HERO ---- */
.hero {
  position: relative;
  min-height: 100vh;
  min-height: 100dvh;
  display: flex;
  align-items: center;
  padding: calc(var(--header-h) + 40px) 0 60px;
  background: var(--black);
  overflow: hidden;
}

.hero__bg { position: absolute; inset: 0; }
.hero__gradient {
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse 80% 60% at 70% 40%, rgba(227,30,36,0.18) 0%, transparent 60%),
    radial-gradient(ellipse 50% 50% at 20% 80%, rgba(227,30,36,0.08) 0%, transparent 50%),
    linear-gradient(160deg, var(--black) 0%, var(--dark) 50%, var(--dark-2) 100%);
}
.hero__pattern {
  position: absolute;
  inset: 0;
  opacity: 0.04;
  background-image: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='1'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
}

.hero__inner {
  position: relative;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 48px;
  align-items: center;
}

.hero__badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(227,30,36,0.12);
  border: 1px solid rgba(227,30,36,0.3);
  color: var(--red-light);
  padding: 6px 14px;
  border-radius: 50px;
  font-size: 13px;
  font-weight: 600;
  margin-bottom: 20px;
}
.hero__badge-icon { width: 18px; height: 18px; }

.hero__title {
  font-size: clamp(2rem, 5vw, 3.25rem);
  font-weight: 800;
  line-height: 1.15;
  color: var(--white);
  letter-spacing: -0.02em;
  margin-bottom: 20px;
}

.hero__subtitle {
  font-size: clamp(1rem, 2vw, 1.125rem);
  color: var(--gray-light);
  max-width: 520px;
  margin-bottom: 32px;
}

.hero__cta {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-bottom: 40px;
}

.hero__trust {
  display: flex;
  gap: 32px;
  flex-wrap: wrap;
}
.hero__trust-item strong {
  display: block;
  font-size: 1.5rem;
  font-weight: 800;
  color: var(--red);
}
.hero__trust-item span {
  font-size: 13px;
  color: var(--gray);
}

.hero__visual {
  position: relative;
  display: flex;
  align-items: center;
  justify-content: center;
  min-height: 400px;
  padding: 20px 0;
}

.hero__orbit {
  position: relative;
  width: 100%;
  max-width: 440px;
  aspect-ratio: 1;
  margin: 0 auto;
}

.hero__shield {
  position: absolute;
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
  z-index: 3;
  pointer-events: none;
}
.hero__shield-logo {
  max-width: 240px;
  margin: 0 auto;
  filter: drop-shadow(0 16px 48px rgba(227,30,36,0.35));
}

.hero__float {
  position: absolute;
  z-index: 2;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 10px 14px;
  font-size: 12px;
  font-weight: 600;
  color: var(--white);
  background: rgba(255,255,255,0.07);
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: 12px;
  box-shadow: 0 8px 32px rgba(0,0,0,0.25), 0 0 20px rgba(227,30,36,0.08);
  white-space: nowrap;
}
.hero__float .mf-icon {
  width: 22px;
  height: 22px;
  color: var(--red-light);
  flex-shrink: 0;
}
.hero__float--1 { top: 2%; left: 50%; transform: translateX(-50%); }
.hero__float--2 { top: 14%; right: 2%; }
.hero__float--3 { top: 42%; right: -2%; }
.hero__float--4 { bottom: 14%; right: 4%; }
.hero__float--5 { bottom: 2%; left: 50%; transform: translateX(-50%); }
.hero__float--6 { bottom: 14%; left: 2%; }
.hero__float--7 { top: 42%; left: -2%; }
.hero__float--8 { top: 14%; left: 2%; }

.floating { animation: float 5s ease-in-out infinite; }
.floating--delay { animation-delay: 0.8s; }
.floating--delay2 { animation-delay: 1.6s; }
.floating--delay3 { animation-delay: 2.4s; }
@keyframes float {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-12px); }
}

/* ---- SECTIONS ---- */
.section { padding: 80px 0; }
.section--light { background: var(--off-white); }
.section--dark { background: var(--dark); color: var(--white); }

.section__header { text-align: center; max-width: 640px; margin: 0 auto 48px; }
.section__label {
  display: inline-block;
  font-size: 13px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--red);
  margin-bottom: 12px;
}
.section__title {
  font-size: clamp(1.75rem, 4vw, 2.5rem);
  font-weight: 800;
  letter-spacing: -0.02em;
  color: var(--black);
  margin-bottom: 16px;
  line-height: 1.2;
}
.section--dark .section__title { color: var(--white); }
.section__desc { color: var(--gray); font-size: 1.05rem; }

/* ---- CARDS ---- */
.card {
  background: var(--white);
  border-radius: var(--radius);
  padding: 28px;
  box-shadow: var(--shadow);
  border: 1px solid rgba(0,0,0,0.04);
  transition: all var(--transition);
}
.card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}
.card--form {
  background: var(--white);
  padding: 32px;
}
.card__icon {
  width: 56px;
  height: 56px;
  border-radius: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 16px;
}
.card__icon--red {
  background: rgba(227,30,36,0.1);
  color: var(--red);
}
.card__icon--lg { width: 72px; height: 72px; }
.card__icon .mf-icon { width: 32px; height: 32px; }
.card__icon--lg .mf-icon { width: 40px; height: 40px; }

.card h3 {
  font-size: 1.15rem;
  font-weight: 700;
  margin-bottom: 8px;
  color: var(--black);
}
.card p { color: var(--gray); font-size: 15px; }
.card__link {
  display: inline-block;
  margin-top: 16px;
  font-weight: 600;
  color: var(--red);
  font-size: 14px;
}

.offer__card { text-decoration: none; color: inherit; }
.offer__card:hover { color: inherit; }
.offer__card:hover .card__link { color: var(--red-dark); }

/* ---- STATS ---- */
.stats { padding: 48px 0; }
.stats__grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  text-align: center;
}
.stats__number {
  font-size: clamp(2.5rem, 5vw, 3.5rem);
  font-weight: 800;
  color: var(--red);
  line-height: 1;
}
.stats__suffix { font-size: 2rem; font-weight: 800; color: var(--red); }
.stats__item p { margin-top: 8px; color: var(--gray-light); font-size: 14px; }

/* ---- TRUST ---- */
.trust__grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}

.offer__grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
}

/* ---- PARTNERS ---- */
.partners { padding: 48px 0; text-align: center; }
.partners__label { color: var(--gray-light); font-size: 14px; margin-bottom: 28px; }
.partners__logos {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 16px;
}
.partners__logo {
  padding: 12px 24px;
  background: rgba(255,255,255,0.05);
  border: 1px solid var(--border);
  border-radius: 50px;
  font-weight: 700;
  font-size: 14px;
  color: rgba(255,255,255,0.6);
  letter-spacing: 0.02em;
}

/* ---- REVIEWS ---- */
.reviews__slider { overflow: hidden; }
.reviews__track {
  display: flex;
  gap: 24px;
  transition: transform 0.5s ease;
}
.reviews__card {
  flex: 0 0 calc(33.333% - 16px);
  min-width: 280px;
}
.reviews__stars { display: flex; gap: 2px; color: #FBBF24; margin-bottom: 12px; }
.reviews__stars .mf-icon { width: 16px; height: 16px; }
.reviews__text { font-style: italic; color: var(--dark-3); margin-bottom: 16px; line-height: 1.7; }
.reviews__author strong { display: block; }
.reviews__author span { font-size: 13px; color: var(--gray); }
.reviews__nav { display: flex; justify-content: center; gap: 12px; margin-top: 28px; }
.reviews__btn {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  border: 2px solid var(--red);
  background: transparent;
  color: var(--red);
  font-size: 24px;
  cursor: pointer;
  transition: var(--transition);
}
.reviews__btn:hover { background: var(--red); color: var(--white); }

/* ---- PROCESS ---- */
.process__steps {
  display: flex;
  align-items: flex-start;
  justify-content: center;
  gap: 0;
  max-width: 900px;
  margin: 0 auto;
}
.process__step {
  flex: 1;
  text-align: center;
  padding: 0 20px;
}
.process__number {
  font-size: 3rem;
  font-weight: 800;
  color: rgba(227,30,36,0.15);
  line-height: 1;
  margin-bottom: 12px;
}
.process__step h3 { font-size: 1.1rem; font-weight: 700; margin-bottom: 8px; }
.process__step p { font-size: 14px; color: var(--gray); }
.process__connector {
  width: 60px;
  height: 2px;
  background: linear-gradient(90deg, var(--red), transparent);
  margin-top: 48px;
  flex-shrink: 0;
}

/* ---- CTA SECTION ---- */
.cta-section { background: var(--black); color: var(--white); }
.cta-section .section__title { color: var(--white); }
.cta-section .section__label { color: var(--red-light); }
.cta-section__grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 48px;
  align-items: center;
}
.cta-section__content p { color: var(--gray-light); margin-bottom: 24px; }
.cta-phone {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  font-size: 1.75rem;
  font-weight: 800;
  color: var(--red) !important;
}
.cta-phone:hover { color: var(--red-light) !important; }
.cta-section__hours { font-size: 14px; color: var(--gray); margin-top: 8px; }

/* ---- FAQ ---- */
.faq__list { max-width: 760px; margin: 0 auto; }
.faq__item {
  border: 1px solid rgba(0,0,0,0.08);
  border-radius: var(--radius-sm);
  margin-bottom: 12px;
  overflow: hidden;
  background: var(--white);
}
.faq__question {
  padding: 20px 24px;
  font-weight: 600;
  cursor: pointer;
  list-style: none;
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 15px;
}
.faq__question::-webkit-details-marker { display: none; }
.faq__question::after {
  content: '+';
  font-size: 1.25rem;
  color: var(--red);
  transition: transform var(--transition);
}
.faq__item[open] .faq__question::after { transform: rotate(45deg); }
.faq__answer { padding: 0 24px 20px; color: var(--gray); font-size: 15px; }

/* ---- FORMS ---- */
.mf-form__honeypot {
  position: absolute;
  left: -9999px;
  opacity: 0;
  height: 0;
  overflow: hidden;
}
.mf-form__grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}
.mf-form__field--full { grid-column: 1 / -1; }
.mf-form__field label {
  display: block;
  font-size: 13px;
  font-weight: 600;
  margin-bottom: 6px;
  color: var(--dark-3);
}
.mf-form__field label span { color: var(--red); }
.mf-form__field input,
.mf-form__field select,
.mf-form__field textarea {
  width: 100%;
  padding: 12px 16px;
  border: 2px solid #E5E7EB;
  border-radius: var(--radius-sm);
  font-family: var(--font);
  font-size: 15px;
  transition: border-color var(--transition);
  background: var(--white);
}
.mf-form__field input:focus,
.mf-form__field select:focus,
.mf-form__field textarea:focus {
  outline: none;
  border-color: var(--red);
}
.mf-form__footer { margin-top: 20px; }
.mf-form__submit { width: 100%; }
.mf-form__note { font-size: 12px; color: var(--gray); margin-top: 12px; text-align: center; }
.mf-form--compact .mf-form__grid { grid-template-columns: 1fr; }

.mf-form__success {
  text-align: center;
  padding: 32px;
}
.mf-form__success-icon { color: #10B981; margin-bottom: 16px; }
.mf-form__success h3 { font-size: 1.5rem; margin-bottom: 8px; }
.mf-form.is-success .mf-form__grid,
.mf-form.is-success .mf-form__footer { display: none; }

.mf-form__field.has-error input { border-color: var(--red); }

/* ---- PAGE HERO ---- */
.page-hero {
  padding: calc(var(--header-h) + 60px) 0 60px;
  background: var(--black);
  color: var(--white);
  position: relative;
  overflow: hidden;
}
.page-hero__bg {
  position: absolute;
  inset: 0;
  background: radial-gradient(ellipse at 50% 0%, rgba(227,30,36,0.2) 0%, transparent 60%);
}
.page-hero__inner { position: relative; text-align: center; max-width: 720px; margin: 0 auto; }
.page-hero__icon { margin: 0 auto 24px; }
.page-hero__title {
  font-size: clamp(2rem, 4vw, 2.75rem);
  font-weight: 800;
  margin-bottom: 16px;
  letter-spacing: -0.02em;
}
.page-hero__subtitle { color: var(--gray-light); font-size: 1.1rem; margin-bottom: 28px; }
.page-hero__cta { display: flex; gap: 12px; justify-content: center; flex-wrap: wrap; margin-bottom: 20px; }
.page-hero__local { font-size: 14px; color: var(--gray); }
.page-hero__local strong { color: var(--red-light); }

/* ---- BENEFITS ---- */
.benefits__grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 20px;
}
.benefits__item { display: flex; align-items: flex-start; gap: 16px; }
.benefits__check {
  width: 32px;
  height: 32px;
  background: var(--red);
  color: var(--white);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  flex-shrink: 0;
}

.card__icon--sm { width: 48px; height: 48px; }
.card__icon--sm .mf-icon { width: 24px; height: 24px; }

/* ---- INSURANCE SUBPAGES ---- */
.insurance-intro__grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 48px;
  align-items: center;
}
.insurance-intro__visual { min-width: 0; }
.insurance-intro__img {
  width: 100%;
  border-radius: var(--radius);
  box-shadow: var(--shadow-lg);
  object-fit: cover;
  aspect-ratio: 4 / 3;
}
.insurance-coverage__grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 20px;
}
.insurance-coverage__card h3 {
  font-size: 1.1rem;
  font-weight: 700;
  margin: 12px 0 8px;
}
.insurance-coverage__card p {
  font-size: 14px;
  color: var(--gray);
  line-height: 1.6;
}
.insurance-audience {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  justify-content: center;
}
.insurance-audience__item {
  background: var(--white);
  border: 1px solid rgba(0,0,0,0.08);
  padding: 10px 18px;
  border-radius: 50px;
  font-size: 14px;
  font-weight: 600;
  color: var(--dark-3);
  box-shadow: var(--shadow);
}

.content-block { max-width: 760px; }
.content-block h2 { font-size: 1.75rem; font-weight: 800; margin-bottom: 16px; }
.content-block p { margin-bottom: 16px; color: var(--gray); }
.content-block__list { margin: 20px 0; }
.content-block__list li {
  padding: 8px 0 8px 28px;
  position: relative;
  color: var(--dark-3);
}
.content-block__list li::before {
  content: '✓';
  position: absolute;
  left: 0;
  color: var(--red);
  font-weight: 700;
}

/* ---- TRUST MINI ---- */
.trust-mini { padding: 40px 0; }
.trust-mini__grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
  text-align: center;
}
.trust-mini__item strong { display: block; color: var(--white); margin-bottom: 4px; }
.trust-mini__item span { font-size: 13px; color: var(--gray); }

/* ---- CONTACT PAGE ---- */
.contact-page {
  display: grid;
  grid-template-columns: 1fr 1.2fr;
  gap: 40px;
  align-items: start;
}
.contact-page__info { display: flex; flex-direction: column; gap: 16px; }
.contact-card h3 { font-size: 13px; text-transform: uppercase; letter-spacing: 0.06em; color: var(--gray); margin-bottom: 8px; }
.contact-card__value { font-size: 1.25rem; font-weight: 700; color: var(--black); display: block; }
.contact-card__phone { font-size: 1.75rem; color: var(--red) !important; }
.contact-hours li { display: flex; justify-content: space-between; padding: 8px 0; border-bottom: 1px solid #eee; font-size: 14px; }
.contact-card__note { font-size: 14px; color: var(--gray); margin: 12px 0 16px; line-height: 1.6; }
.contact-services {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 20px;
}
.contact-services__item h3 { font-size: 1.05rem; font-weight: 700; margin-bottom: 8px; }
.contact-services__item p { font-size: 14px; color: var(--gray); line-height: 1.6; }

.cta-banner {
  background: linear-gradient(135deg, var(--red) 0%, var(--red-dark) 100%);
  padding: 60px 0;
  text-align: center;
  color: var(--white);
}
.cta-banner h2 { font-size: 1.75rem; font-weight: 800; margin-bottom: 12px; }
.cta-banner p { margin-bottom: 20px; opacity: 0.9; font-size: 1.05rem; }

/* Premium map */
.map-premium {
  background: var(--dark-2);
  border-radius: var(--radius);
  padding: 12px;
  box-shadow: var(--shadow-lg);
  border: 1px solid var(--border);
}
.map-premium--large { padding: 16px; }
.map-premium__frame {
  border-radius: calc(var(--radius) - 4px);
  overflow: hidden;
  line-height: 0;
}
.map-premium__frame iframe { display: block; width: 100%; min-height: 200px; }
.map-premium--large .map-premium__frame iframe { min-height: 400px; }
.map-premium__actions {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 14px;
}
.map-premium__link { font-size: 13px; font-weight: 600; color: var(--gray-light); }
.map-premium__link:hover { color: var(--red-light); }
.site-footer .map-premium { background: rgba(255,255,255,0.04); }
.site-footer__directions { display: inline-flex; margin-top: 10px; width: 100%; justify-content: center; }
.site-footer .btn--outline { color: var(--white); border-color: rgba(255,255,255,0.25); }
.site-footer .btn--outline:hover { background: rgba(227,30,36,0.2); border-color: var(--red); color: var(--white); }

/* Local trust (contact page) */
.local-trust__grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }
.local-trust__card { text-align: center; }
.local-trust__icon { font-size: 2rem; margin-bottom: 12px; }
.local-trust__card h3 { font-size: 1rem; font-weight: 700; margin-bottom: 8px; }
.contact-card--address address { font-style: normal; line-height: 1.7; margin-bottom: 16px; }
.contact-card--address .btn { width: 100%; }

.legal h1 { font-size: 2rem; margin-bottom: 8px; }
.legal h2 { font-size: 1.25rem; margin: 28px 0 12px; }

/* ---- FOOTER ---- */
.site-footer {
  background: var(--black);
  color: var(--gray-light);
  padding: 64px 0 0;
}
.site-footer__grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1.2fr;
  gap: 40px;
  padding-bottom: 48px;
}
.site-footer__tagline { font-size: 14px; margin: 16px 0; line-height: 1.7; }
.site-footer__social { display: flex; gap: 12px; }
.site-footer__social a {
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: rgba(255,255,255,0.06);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--white);
  transition: var(--transition);
}
.site-footer__social a:hover { background: var(--red); color: var(--white); }
.site-footer__title {
  color: var(--white);
  font-size: 14px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  margin-bottom: 16px;
}
.site-footer__links a,
.site-footer__contact a {
  color: var(--gray-light);
  font-size: 14px;
  display: block;
  padding: 4px 0;
}
.site-footer__links a:hover,
.site-footer__contact a:hover { color: var(--red-light); }
.site-footer__contact li { display: flex; align-items: center; gap: 8px; padding: 6px 0; font-size: 14px; }
.site-footer__phone { font-size: 1.1rem; font-weight: 700; color: var(--red-light) !important; }
.site-footer__bottom {
  border-top: 1px solid var(--border);
  padding: 24px 0;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 12px;
  font-size: 13px;
}
.site-footer__legal { display: flex; gap: 20px; }
.site-footer__legal a { color: var(--gray); }

/* ---- STICKY MOBILE BAR ---- */
.sticky-mobile-bar {
  display: none;
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  z-index: 900;
  padding: 10px 12px calc(10px + env(safe-area-inset-bottom));
  background: rgba(10,10,10,0.95);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border-top: 1px solid var(--border);
  gap: 10px;
  align-items: stretch;
  box-shadow: 0 -8px 30px rgba(0,0,0,0.25);
}
.sticky-mobile-bar__cta {
  flex: 1;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  min-height: 48px;
  padding: 12px 16px;
  background: linear-gradient(135deg, var(--red), var(--red-dark));
  color: var(--white) !important;
  font-weight: 700;
  font-size: 14px;
  border-radius: 50px;
  box-shadow: 0 4px 20px var(--red-glow);
}
.sticky-mobile-bar__phone {
  width: 48px;
  min-height: 48px;
  flex-shrink: 0;
  display: flex;
  align-items: center;
  justify-content: center;
  background: rgba(255,255,255,0.1);
  border: 1px solid rgba(255,255,255,0.15);
  border-radius: 50%;
  color: var(--white);
}

.sticky-whatsapp {
  position: fixed;
  z-index: 899;
  bottom: 88px;
  right: 16px;
  width: 52px;
  height: 52px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: #25D366;
  color: var(--white);
  border-radius: 50%;
  box-shadow: 0 8px 24px rgba(0,0,0,0.3);
  transition: transform var(--transition);
}
.sticky-whatsapp:hover { transform: scale(1.06); color: var(--white); }

/* ---- REVEAL ANIMATIONS ---- */
.reveal {
  opacity: 0;
  transform: translateY(24px);
  transition: opacity 0.7s ease, transform 0.7s ease;
}
.reveal.is-visible {
  opacity: 1;
  transform: translateY(0);
}
.reveal--delay-1 { transition-delay: 0.1s; }
.reveal--delay-2 { transition-delay: 0.2s; }
.reveal--delay-3 { transition-delay: 0.3s; }
.reveal--delay { transition-delay: 0.15s; }

/* ---- RESPONSIVE ---- */
@media (min-width: 1280px) {
  .site-nav__link { padding: 0 14px; font-size: 14px; }
}

@media (min-width: 1200px) {
  .social-links--header { display: flex; }
}

@media (min-width: 992px) and (max-width: 1199px) {
  .btn--header { font-size: 13px; padding: 0 16px; }
  .site-header__contact-btn { font-size: 13px; padding: 0 12px; }
}

@media (min-width: 769px) {
  .btn--header { display: inline-flex; height: 40px; padding: 0 18px; font-size: 13px; }
  .site-header__contact-btn { display: inline-flex; }
}

@media (max-width: 1024px) {
  .local-trust__grid { grid-template-columns: repeat(2, 1fr); }
  .hero__inner { grid-template-columns: 1fr; }
  .hero__visual { min-height: 280px; }
  .hero__orbit { max-width: 300px; }
  .hero__shield-logo { max-width: 180px; }
  .hero__float { padding: 8px 10px; font-size: 11px; }
  .hero__float .mf-icon { width: 18px; height: 18px; }
  .hero__float--3,
  .hero__float--6,
  .hero__float--7 { display: none; }
  .trust__grid,
  .stats__grid,
  .trust-mini__grid { grid-template-columns: repeat(2, 1fr); }
  .offer__grid { grid-template-columns: repeat(2, 1fr); }
  .site-footer__grid { grid-template-columns: 1fr 1fr; }
  .reviews__card { flex: 0 0 calc(50% - 12px); }
  .cta-section__grid { grid-template-columns: 1fr; }
  .contact-page { grid-template-columns: 1fr; }
  .insurance-intro__grid { grid-template-columns: 1fr; }
  .insurance-coverage__grid { grid-template-columns: 1fr; }
  .contact-services { grid-template-columns: 1fr; }
}

@media (max-width: 768px) {
  .section { padding: 56px 0; }

  .site-header__inner {
    grid-template-columns: auto 1fr auto;
    gap: 12px;
  }

  .site-nav {
    position: fixed;
    top: var(--header-h);
    left: 0;
    right: 0;
    bottom: 0;
    background: rgba(10,10,10,0.98);
    backdrop-filter: blur(16px);
    padding: 24px 20px;
    transform: translateX(100%);
    transition: transform 0.35s cubic-bezier(0.4, 0, 0.2, 1);
    z-index: 999;
    overflow-y: auto;
    flex-direction: column;
    justify-content: flex-start;
  }
  .site-nav.is-open { transform: translateX(0); }
  .site-nav__list {
    flex-direction: column;
    align-items: stretch;
    width: 100%;
    gap: 4px;
  }
  .site-nav__link {
    width: 100%;
    height: auto;
    padding: 14px 16px;
    font-size: 17px;
    justify-content: flex-start;
  }
  .site-nav__link::after { left: 16px; right: auto; width: 24px; bottom: 10px; }
  .site-nav__mobile-extras {
    display: flex;
    flex-direction: column;
    gap: 20px;
    margin-top: 32px;
    padding-top: 24px;
    border-top: 1px solid var(--border);
  }
  .site-nav__mobile-extras .btn { width: 100%; min-height: 48px; }
  .site-nav__mobile-extras .social-links { justify-content: center; }

  .nav-toggle { display: flex; }
  .social-links--header { display: none; }
  .nav-toggle.is-active span:nth-child(1) { transform: rotate(45deg) translate(5px, 5px); }
  .nav-toggle.is-active span:nth-child(2) { opacity: 0; }
  .nav-toggle.is-active span:nth-child(3) { transform: rotate(-45deg) translate(5px, -5px); }

  .btn--header { display: none; }

  .hero { min-height: auto; padding-bottom: 80px; }
  .hero__trust { gap: 20px; }
  .hero__cta .btn { width: 100%; }

  .stats__grid { grid-template-columns: repeat(2, 1fr); }
  .trust__grid { grid-template-columns: 1fr; }
  .offer__grid { grid-template-columns: 1fr; }
  .offer__grid .offer__card:last-child { grid-column: auto; }

  .process__steps { flex-direction: column; align-items: center; }
  .process__connector { width: 2px; height: 40px; margin: 0; }

  .reviews__card { flex: 0 0 85%; }
  .mf-form__grid { grid-template-columns: 1fr; }

  .site-footer__grid { grid-template-columns: 1fr; }
  .trust-mini__grid { grid-template-columns: 1fr 1fr; }
  .benefits__grid { grid-template-columns: 1fr; }
  .local-trust__grid { grid-template-columns: 1fr 1fr; }

  .sticky-mobile-bar { display: flex; }
  body { padding-bottom: 76px; }
  body.nav-open { overflow: hidden; }
}

@media (max-width: 480px) {
  .hero__title { font-size: 1.75rem; }
  .partners__logo { padding: 10px 16px; font-size: 12px; }
}